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Unlock Opportunity in Today’s Housing Market

There’s a lot to celebrate when it comes to selling, buying, financing and building a home! With rates still at ultra-lows and property values soaring, the current homebuying market presents a unique opportunity benefiting current and prospective homeowners. Home appreciation continues to rise. Prices are up 16.6% over the past year, according to the Case-Shiller Home Price Index.

For homeowners, this means it’s a great time to sell, build or apply for a cash-out refinance. If you’ve been debating whether to pull money out to update the kitchen, reduce debt or purchase that second home, there’s never been a better time or a higher value to your property. If you want to skip the bidding wars and inspection surprises, buying new construction can help you get into a new home with less competition and less stress.

Today’s low-rate environment is being driven primarily by a cautionary Federal Reserve that wants to keep rates low until the economy improves. This creates an incredible opportunity to take advantage of refinancing to a lower rate or customized term, get rid of that unwanted mortgage insurance, waive the collection of escrows to increase your monthly cash flow, or purchase your dream home at a comfortable payment.

Now is a great time for first-time homebuyers. The price of rent keeps going up. Rental payments are up 14% and will likely go up every year. However, the principal and interest payment on a fixed-rate mortgage will remain the same for the life of the loan. And unlike rental payments, your monthly mortgage payment becomes a valuable investment. Home equity is a powerful asset and a smart long-term strategy for building wealth.

If you’re ready to act on your financial goals, reach out to one of our loan experts at View Mortgage. With the launch of our new mortgage company, our goal is to elevate the lending experience by delivering a smarter, faster and all-around better home financing experience through fine-tuned processes and expert support. Our experienced team will be by your side, guiding you through every step of the process. Don’t delay taking advantage of this historic time in the home- building market. Get into a lower payment or that new home you’ve always dreamed of before the market shifts.

View Mortgage, LLC NMLS #2185181. This material is informational only and not an advertisement to extend credit as defined by TILA/Regulation Z nor an application for credit as defined by RESPA/Regulation X. All applications are subject to underwriting approval and determining applicant’s ability to repay. Not all applicants are eligible for or qualify for all loan products offered. All loan programs, terms and conditions are subject to change without notice. Rates and terms are valid as of the date of printing/distribution [09-2021].